Paying Online using BDO Retail Internet Banking

Paying Online using BDO Retail Internet Banking and Dragonpay

You may make online payments to Dragonpay-accredited merchants using your BDO Retail Internet Banking (RIB) facility.

Step 1

Login to BDO Retail Internet Banking (RIB).

BDO Retail Internet Banking Login Screen

Step 2

From the main menu, go to Send Money >> Send Money to Any BDO Account.

BDO Any Account Fund transfer


  1. If you are unable to receive One Time Passwords (OTP) via SMS — for example, you are based outside of the Philippines, you can also enroll Dragonpay as a 3rd Party Fund Transfer account and go through Financial Services >> Fund Transfer >> Transfer Money.
  2. Send Money to Any Account has a minimum amount requirement of Php100 and a daily maximum limit of Php10,000.  If you will regularly use Dragonpay, we recommend that you go through the one-time enrollment for a 3rd Party Fund Transfer instead.

Step 3

For Source Account, choose your account where the payment will be deducted from.  In the Destination Account, enter Dragonpay’s account (001678005430).

In the Amount field, enter the exact amount due.  For Messageenter your Dragonpay 8-char reference no (and nothing else).  It would be best to copy-and-paste the reference no. from our instruction to avoid typographical errors.  Then click the Submit button to proceed.

BDO Any Account Fund transfer

Step 4

BDO RIB will send a One-Time Password (OTP) to your registered mobile phone via SMS to confirm the transfer.  This step is applicable only if you used Send Money to Any Account.

Step 5

BDO RIB will display a Transaction Acknowledgement screen.  Copy the last 6-digits of the reference number (FT-XXXXXX-nnnnnnnn, where ‘nnnnnnnn’ is the last 6-to-8 digits) displayed on screen.  You will need these numbers to validate your online payment with Dragonpay.

BDO RIB Step 3

Logout from BDO RIB.  (Note: BDO RIB will also send a confirmation email to your registered email address.  The Fund Transfer Reference Number can also be found in that email.)

Step 6

Click on the validation link in item #3 of your email instruction.  You will be redirected to a page which will prompt for the last 6-digits of the Reference Number.  Paste the number sequence that you copied from Step 6 onto the blank.  Click on the Validate button to complete the process.

BDO RIB Step 7

Note that sometimes it can take anywhere from 1 minute to 5 minutes for our system to synchronize with the bank.   So if you validate too soon, the screen may prompt you to retry.  You may retry up to 5 minutes.  If the validation still fails, contact Support for assistance.

Dragonpay provides innovative payment solutions to help merchants accept or disburse payments online. We focus on alternative payment channels such as banks, mobile payments, ATM's, and brick-and-mortar payment centers. By doing so, we provide our merchants convenience, better protection against fraud, and low transaction..